Sukanya Samriddhi Yojana is a Government small investment scheme. The scheme encourages parents to save a fund for their girl's child for future education and marriage expenses. There are many government and private schemes are run but Sukanya Samriddhi Yojana 2021 is Different. Today share Sukanya Samriddhi yojana calculator, benefits, interest rate, apply, eligibility full details.
Sukanya Samriddhi Yojana Details
An account under Sukanya Samrudhi Yojana can be opened before the age of 10 of a girl child. The girl must have a birth certificate. proof of identity and address of the child and parents must be provided. According to the report, if Rs 1.5 lakh is deposited every financial year for the current interest rate of 15 years, the total amount you have deposited will be Rs 22,50,000 and the interest on it will be Rs 41,36,543. This amount will increase to about Rs 64 lakh with interest for 21 years. The Central Government has extended the mandatory minimum deposit for account holders of Sukanya Samriddhi Yojana for three months in view of the Covid virus (Covid-19) crisis.
Scheme Name: Sukanya Samriddhi
Launched by (prime minister): Narendra Modi
Launch year: 2015
Sector: Finance
Status: Active
Ministry: Ministry of Women and Child Development
Sukanya Samrudhi Yojana Eligibility Criteria
- Only girls are eligible for the Sukanya Samrudhi scheme.
- While opening an account, the age of the child should be less than 10 years.
- Proof of the age of the child is mandatory When opening an SSY account.
Sukanya Samriddhi Yojana Benifits
- Only the minimum deposit amount of INR 1000.
- The best and most mature amount in the fixed interest rate of the market is to be given to the girl child under the tax benefits section 80C income tax act.
- The user can later increase the deposit option by a factor of 100.
- Easy transfer. In the case of migration, the account can be easily transferred to any bank or post office in the country.
Sukanya Samriddhi Yojana Online - How To Apply ?
To avail of this scheme, contact the nearest post office or nationalized bank and open an account under this scheme. you can also download a form from the internet or the India Post website. Fill out the form with a photograph of the daughter and submit it to the post office
Fill in the form and sign it properly.
Attach a photocopy of your ID and address proof. Also, attach a copy of your daughter's birth certificate.
Take two passport size photos of yourself and your daughter.
You can also open a Sukanya Samrudhi Yojana account in a bank.
Sukanya Samriddhi Yojana Calculator
Sukanya Samriddhi Yojana Calculator helps to calculate the maturity amount & interest, benefits, total SSY investment, and more.
The interest rate of Sukanya Samrudhi Yojana is periodically notified by the Ministry of Finance of India. The interest rate for the financial year 2017-18 is 8.4%, and it is higher on an annual basis.
The Sukanya Yojana calculator uses the following formula to generate results:- A = P (1 + r/n) ^ nt
Where
A Compound interest
P Principal amount
r Rate of interest
n Number of times interest compounds in a year
t Number of years
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| Source: gu.vikaspedia.in |
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In 2015, the Central Government launched Sukanya Samriddhi Yojana to promote the education of girls. The purpose of this scheme is to provide the expenses of the daughters' education and marriage. Sukanya Samriddhi Yojana is such very helpful for parents who are worried about their daughters' marriage and studies.
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